DISCLOSURES



Introduction:

This disclosure statement (hereinafter referred to as the "Disclosure") is provided to users (hereinafter referred to as "Users") of this website (hereinafter referred to as the "Website") to outline the terms, conditions, and disclaimers governing the use of the content, information, and materials (collectively referred to as "Content") provided on this Website. By accessing and using this Website, Users acknowledge and agree to be bound by the terms of this Disclosure.


Educational and Informational Purposes Only:

The Content on this Website is intended for educational and informational purposes only. BlacκRidge Horizons (hereinafter referred to as the "Website owner"), authors, and contributors are not registered financial advisors. The Content does not constitute financial advice, and Users are expressly advised to independently research and verify any information presented on this Website. Users should consult with a qualified financial professional before making any investment or financial decisions based on the information provided on this Website.


No Liability for Actions:

The Website owner and contributors disclaim any liability for any actions taken or not taken by Users based on the information provided on this Website. Users acknowledge that the Content is provided "as is" and that they are solely responsible for any consequences resulting from their use of the information on this Website. The Website owner and contributors shall not be liable for any direct, indirect, incidental, consequential, or punitive damages arising out of the use or inability to use the Content.


Independent Verification:

Users are encouraged to independently research and verify any information found on this Website. The Website owner and contributors make no representations or warranties regarding the accuracy, completeness, or timeliness of the Content. Users understand that reliance on any information provided on this Website is at their own risk.


No Endorsement:

Reference to any specific commercial product, process, or service on this Website does not constitute or imply endorsement or recommendation by the Website owner and contributors unless explicitly stated.


No Professional Relationship:

No professional-client relationship is established by the use of this Website. Users understand that communication through this Website or its associated channels does not create a professional relationship between them and the Website owner or contributors.


Disclaimer Changes:

This Disclaimer is subject to change without notice, and Users are encouraged to review it regularly for updates. The Website owner and contributors reserve the right to modify, amend, or update this Disclosure at any time, and such changes will be effective immediately upon posting.


Intellectual Property Rights:

All intellectual property rights in the Content, including but not limited to text, images, and trademarks, are owned by the Website owner and/or other third-party licensors. Users may not reproduce, distribute, or display the Content without the express written permission of the respective owner.


Indemnification:

Users agree to indemnify and hold harmless the Website owner andcontributors from any claims, losses, damages, liabilities, costs, and expenses arising out of or related to their use of this Website or any violation of this Disclosure.


Governing Law:

This Disclosure is governed by and construed in accordance with the laws of the jurisdiction in California and any successive locations where the Website owner(s) are located. Users agree to submit to the exclusive jurisdiction(s) of the courts in those respective locations.


Conclusion:

By accessing and using this Website, Users acknowledge that they have read, understood, and agreed to the terms and conditions outlined in this Disclosure. If Users do not agree with any part of this Disclosure, they should refrain from using this Website.